DeepSeek V4 drops a 1.6-trillion-parameter open model at $0.14/M tokens, Robinhood invests $75M in OpenAI while launching Cortex for retail traders, and Bank of America's Meeting Journey saves advisors four hours per client meeting. Finance's great AI unlock is no longer coming — it arrived.
OpenAI turns image generation into a reasoning task, Codex ships into almost every surface, and open-weight models from China and Meta just took the lead on real coding work. The frontier isn't one thing anymore — it's fragmenting along capability lines.
From Gemma 4 running offline on a Raspberry Pi to Anthropic overhauling enterprise pricing, the economics of AI are being rewritten — and open-source models are emerging as the biggest winners.
April 2026 is already the most consequential month in AI history — Meta's 10M-token Llama 4, Google's 1M-token Gemini 2.5 Pro, NVIDIA's humanoid robot foundation models, and a neuro-symbolic breakthrough that cuts AI energy use 100× are reshaping the landscape.
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